Invoice clients abroad,
pay contractors at home,

no spread on the difference

Invoice US & EU clients, hold dollars between milestones, pay developers in 160+ countries at a flat 0.5%.

Backed by the best

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Trusted partners

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dfns
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Visa
Signzy

Where software revenue
leaks away

Between the invoice and the payout, margin goes missing. Here is where.

Client paid, money still in transit

The client marked the invoice paid on Monday. The SWIFT wire lands Thursday, short a correspondent fee, in the wrong currency.

Fixed-bid margin, variable FX

You quoted the project at one rate. By the time three invoices convert, the spread has repriced your margin with no change request.

Multiple tools, zero visibility on profit

Invoicing, payroll and card spend all live in separate systems. Real project margin only shows up after someone exports all three and does the math manually.

One platform, from the
invoice to the payout

Five steps from invoice to payday. No wire fees, no month-end stitching.

Collect client invoices

US and EU clients pay your local account like a domestic vendor.

Hold between milestones

Project money sits as digital dollars, earning, until payroll is due.

Convert at a flat rate

0.5% at mid-market, so fixed-bid margin stays where you quoted it.

Pay developers on local rails

UPI in India, local transfers in the Philippines, Vietnam and 160+ countries, same-day.

Spend on tools and infra

Cloud, licenses and travel on Visa cards from the same ledger.

Bill like a local firm, pay like a global one, and keep the margin you quoted.

Why IT & software teams trust Endl for payments

From client invoices to contractor payouts, engineering and IT firms use Endl to
move money faster, safer, and at lower cost.

Ethan Walker
Ethan Walker
Finance lead, software consultancy

Our US clients used to take four days to land in our account. With Endl it clears same day and we finally see every step.

Sophie Andersen
Sophie Andersen
Controller, IT services firm

I know exactly where a payment is at any point. That alone changed how I plan our week.

Laura Bennett
Laura Bennett
Ops manager, dev outsourcing firm

We pay contractors in six countries. No more losing a chunk to FX on every single payout.

Daniel Osei
Daniel Osei
CEO, software outsourcing company

We collect in dollars, hold it, and pay our team without losing money on conversion.

Michael Chen
Michael Chen
Founder, SaaS dev shop

Corporate cards for AWS and tooling subscriptions, no wire transfers, no waiting on the bank.

Sara Kim
Sara Kim
Finance ops, cloud services provider

Multicurrency accounts made our reconciliation simple. Books close faster every month.

One account. Collect everywhere.
Spend anywhere.

Receive payouts from your sales channels directly into Endl. Use your Endl card to pay for everything your business needs.

Collect
Upwork
Toptal
Deel
Stripe
Fiverr
Endl mobile dashboard
Spend
HubSpot
Google Ads
Meta
AWS
Alibaba

Built for teams who
move money every day

The numbers that make a real difference to your margins and cash flow.

24/7Instant settlement

Move money any day, any hour. Legacy rails take 1–3 business days.

0.5%One flat fee

Not the 3–5% all-in that FX markup and correspondent fees add up to.

160+Countries, 40+ rails

Pay almost any supplier, almost anywhere, the way they want to be paid.

Built on compliance infrastructure

Operating under licensed VASP and MSB frameworks across the EU and Canada, with India, ADGM and Vietnam in progress.

Yield on balancesComing soon

Idle dollars keep working for you between restocks.

Corporate cards built in

Fund ad spend and expenses without leaving the platform.

Operates inside
regulated money flows

Licensed infrastructure, full compliance stack, no bank surprises.

EU · CA
Licensed infrastructure

Live in the EU and Canada. India, ADGM and Vietnam in progress.

GDPR · SOC 2
Data privacy

Your business data and transaction history are encrypted and never sold or shared with third parties.

KYB · KYC · AML
Full compliance stack

Onboarding, AML screening, transaction monitoring and wallet monitoring throughout.

Questions IT teams ask

They make a normal domestic transfer to the local USD account details you share. To them it looks like paying a US vendor. To you it lands same-day, in full, with no wire fees.

Yes. Endl pays out across 40+ local rails including UPI, so contractors receive money the way they expect, usually within the day.

Yes. Fund one balance and pay every contractor and vendor from it in a single run, in 160+ countries, each payment reconciled against the same ledger.

A flat 0.5% on conversion, at the mid-market rate. No receiving fees, no spread hidden in the exchange rate.

Ready to stop losing
margin to the gaps?

One account. Every currency. Open in under 24 hours.