Bank your first revenue,
before your US entity

USD & EUR accounts with no US entity. Collect from customers, pay your team in 160+ countries at 0.5%.

Backed by the best

XRP Ledger500 Global · SanabilIterative

Trusted partners

Sumsub
Solana
Ethereum
Tron
Tether
Ripple
Circle
Dynamic
dfns
Comply Advantage
Lead Bank
Visa
Signzy

Where startup runway
quietly burns

When money ops run on borrowed tools, runway goes fast. Here is where.

No US entity, no dollar account

Local banks want paperwork, US banks want incorporation. Meanwhile customers want to pay you in dollars this week.

Fees are a burn line nobody budgeted

Every contractor payment, tool subscription and vendor wire loses 3 to 5% all-in. Multiply that by a year of deploying the raise.

Founders doing finance ops at midnight

Collecting, converting, paying and card spend across four logins. Reconciliation is founder time the roadmap never gets back.

One platform, from the
first dollar to the payout

Five steps from first dollar to payroll. Founder time back on the roadmap.

Collect from day one

USD and EUR accounts with no US entity, live in under 24 hours.

Hold the raise in dollars

Treasury sits as digital dollars, earning, until deployed.

Convert without the burn

A flat 0.5% instead of the 3 to 5% all-in that banks take.

Pay your global team

Contractors in 160+ countries, same-day, from one balance.

Spend with guardrails

Visa cards with per-team limits keep burn visible.

Deploy the raise where it builds product, not where correspondent banks skim it.

Why startups trust Endl for payments

From runway management to team spend, early-stage founders use Endl to keep cash moving without losing control.

Mei Lin
Mei Lin
Founder, early-stage fintech startup

We raised in dollars and needed an account that could hold and spend it without losing value to FX.

Leo Zimmerman
Leo Zimmerman
Operations lead, early-stage startup

We pay contributors in four countries. Endl made that a non-event instead of a weekly headache.

Jack Sullivan
Jack Sullivan
Co-founder, consumer app startup

Corporate cards for the whole team, with limits I actually control. No surprises at month end.

Wanjiru Kamau
Wanjiru Kamau
Founder, marketplace startup

I can see our full cash position in one screen. That matters a lot when you're watching runway closely.

Ana Beatriz Costa
Ana Beatriz Costa
Founder, B2B startup

Every dollar of runway matters right now. Endl means we're not giving any of it away to FX markup.

Theo Bergman
Theo Bergman
Co-founder, dev tools startup

Getting paid by our first US customers used to take a week. Now it's the same day.

One account. Collect everywhere.
Spend anywhere.

Receive payouts from your sales channels directly into Endl. Use your Endl card to pay for everything your business needs.

Collect
Stripe
PayPal
Republic
Wefunder
AngelList
Endl mobile dashboard
Spend
HubSpot
Google Ads
Meta
AWS
Alibaba

Built for teams who
move money every day

The numbers that make a real difference to your margins and cash flow.

24/7Instant settlement

Move money any day, any hour. Legacy rails take 1–3 business days.

0.5%One flat fee

Not the 3–5% all-in that FX markup and correspondent fees add up to.

160+Countries, 40+ rails

Pay almost any supplier, almost anywhere, the way they want to be paid.

Built on compliance infrastructure

Operating under licensed VASP and MSB frameworks across the EU and Canada, with India, ADGM and Vietnam in progress.

Yield on balancesComing soon

Idle dollars keep working for you between restocks.

Corporate cards built in

Fund ad spend and expenses without leaving the platform.

Operates inside
regulated money flows

Licensed infrastructure, full compliance stack, no bank surprises.

EU · CA
Licensed infrastructure

Live in the EU and Canada. India, ADGM and Vietnam in progress.

GDPR · SOC 2
Data privacy

Your business data and transaction history are encrypted and never sold or shared with third parties.

KYB · KYC · AML
Full compliance stack

Onboarding, AML screening, transaction monitoring and wallet monitoring throughout.

Questions startup teams ask

No. Endl gives incorporated businesses in emerging markets local USD and EUR receiving accounts with no US or EU entity. KYB onboarding usually completes in under 24 hours.

Yes. Funds arrive into your USD receiving account as a standard transfer, settle same-day, and can hold as digital dollars, earning, until deployed.

From one balance, in 160+ countries across 40+ local rails, same-day, at a flat 0.5%. Add recipients once and pay them every cycle.

Endl is a regulated platform, licensed in the EU and Canada with more jurisdictions in progress, running full KYB, KYC and AML. Balances are held through licensed partners and are not FDIC or CDIC insured.

Ready to stop losing
margin to the gaps?

One account. Every currency. Open in under 24 hours.