Hold treasury in stablecoins,
meet fiat payroll & bills

Deposit USDC & USDT, pay contributors & vendors by bank transfer in 160+ countries, same-day at 0.5%.

Backed by the best

XRP Ledger500 Global · SanabilIterative

Trusted partners

Sumsub
Solana
Ethereum
Tron
Tether
Ripple
Circle
Dynamic
dfns
Comply Advantage
Lead Bank
Visa
Signzy

Where crypto-native teams
lose money

Treasuries bleed on the trip between on-chain and off-chain. Here is where.

The off-ramp is the bottleneck

Treasury is liquid on-chain, but payroll needs fiat. Exchange accounts, OTC desks and bridges add days and counterparty risk to every run.

Spread, fees and gas on every exit

Each conversion to fiat loses to exchange spread, withdrawal fees and gas. Across a monthly cycle it compounds quietly.

A wallet, an exchange and a bank that do not talk

On-chain treasury, exchange account, fiat banking, cards. Reconciling across them is a full-time job nobody was hired for.

One platform, from the
wallet to the payout

Five steps from wallet to payslip. Inside regulated rails throughout.

Collect on-chain and off

USDC and USDT deposits and fiat receipts into one balance.

Hold digital dollars

Treasury sits earning, ready for either side of the bridge.

Convert without a desk

A flat 0.5% at mid-market, no OTC spread, no exchange hops.

Pay contributors in fiat

Local bank transfers in 160+ countries, same-day.

Spend from treasury

Vendors, tooling and travel on Visa cards, fully monitored.

Run treasury on-chain and obligations off-chain, with no exchange account in between.

Why Web3 businesses trust Endl for payments

From treasury management to contributor payouts, Web3 teams use Endl to move between crypto and fiat without friction.

Satoshi Kim
Satoshi Kim
Treasury lead, DAO tooling company

We hold stablecoins and convert to fiat only when we need to spend. Endl makes that one step, not five.

Amina Toure
Amina Toure
Finance lead, crypto exchange

Regulated rails on one side, stablecoin speed on the other. That combination doesn't exist many places.

Priya Ramaswamy
Priya Ramaswamy
Operations lead, Web3 startup

Paying contributors across 15 countries in stablecoin, with a card for the ones who need fiat, all in one place.

Ryo Tanaka
Ryo Tanaka
Co-founder, DeFi protocol

Our contributor payroll runs on stablecoins now. No more manual off-ramping before every payout.

Marcus Lindberg
Marcus Lindberg
Founder, on-chain infra company

Off-ramping used to mean a separate exchange and a wait. Now it's part of the same account.

Sofia Marchetti
Sofia Marchetti
Treasury manager, Web3 gaming studio

We finally have one account that treats our stablecoin balance the same way a bank treats cash.

One account. Collect everywhere.
Spend anywhere.

Receive payouts from your sales channels directly into Endl. Use your Endl card to pay for everything your business needs.

Collect
Coinbase
Kraken
Circle
MoonPay
Binance
Endl mobile dashboard
Spend
HubSpot
Google Ads
Meta
AWS
Alibaba

Built for teams who
move money every day

The numbers that make a real difference to your margins and cash flow.

24/7Instant settlement

Move money any day, any hour. Legacy rails take 1–3 business days.

0.5%One flat fee

Not the 3–5% all-in that FX markup and correspondent fees add up to.

160+Countries, 40+ rails

Pay almost any supplier, almost anywhere, the way they want to be paid.

Built on compliance infrastructure

Operating under licensed VASP and MSB frameworks across the EU and Canada, with India, ADGM and Vietnam in progress.

Yield on balancesComing soon

Idle dollars keep working for you between restocks.

Corporate cards built in

Fund ad spend and expenses without leaving the platform.

Operates inside
regulated money flows

Licensed infrastructure, full compliance stack, no bank surprises.

EU · CA
Licensed infrastructure

Live in the EU and Canada. India, ADGM and Vietnam in progress.

GDPR · SOC 2
Data privacy

Your business data and transaction history are encrypted and never sold or shared with third parties.

KYB · KYC · AML
Full compliance stack

Onboarding, AML screening, transaction monitoring and wallet monitoring throughout.

Questions Web3 teams ask

USDC and USDT across major chains including Ethereum, Polygon, Base, Arbitrum and Optimism. Deposit from your treasury wallet and the balance is spendable as digital dollars.

Yes. Payouts go out as local bank transfers in 160+ countries. The contributor sees a normal bank credit, not an on-chain transfer.

Endl is a licensed VASP and MSB, live in the EU and Canada, with KYB onboarding, transaction monitoring and wallet monitoring throughout. Onboarding is entity-based.

A flat 0.5% at the mid-market rate. No exchange spread, no OTC minimums, no withdrawal-fee stack.

Ready to stop losing
margin to the gaps?

One account. Every currency. Open in under 24 hours.