Pay international contractors and suppliers from local methods, collect, convert, and hold US dollars from Zambia, settling in Zambian Kwacha or digital dollars.
Lowest fees
Flat, transparent pricing, no hidden FX markup.
Fastest transfer
Funds settle in minutes, not days.
Hold dollars in Zambia
Keep a USD balance without a US bank account.
Type how much you want to move in ZMW. Fees and rates are shown upfront.
Choose a local beneficiary in Zambia, a bank account or mobile wallet.
They get local ZMW or USDC digital dollars, whichever they prefer.
Fund by bank transfer, card, or stablecoin. On/off-ramp USDC and USDT across Ethereum, Polygon, Base, Arbitrum, and Optimism.
Get 6 multicurrency accounts with dedicated virtual account details to receive USD, EUR, and more locally, no foreign bank needed.
You stay in control of your funds. Assets are safeguarded and held separately from Endl's own.
The cheapest way to send 250,000 ZMW to USD is by using money that's in your Endl account and costs 1,250.00 ZMW. We use the mid-market exchange rate, the fairest rate, and always show your fees upfront.
Every transfer is protected with end-to-end encryption and 2-step verification. We run continuous automated checks on every transaction to stop fraud before it happens.
Rock-solid technology
Security built from the ground up for regulated payments infrastructure.
People who care, 24/7
Real human support and a dedicated risk team, whenever you need them.
Your money, not ours
Funds are safeguarded and held separately, so they're available to you at all times.
Can't find what you're looking for? Talk to our team.
You can send Zambian kwacha to almost anyone with a local account in Zambia, suppliers, contractors, employees, or family. Personal and business recipients both work, and your recipient doesn't need an Endl account of their own.
